Nokia Lumia 920 - Can I use NFC to make payments with my Lumia phone?

To check if your phone supports NFC, on the Start screen, swipe left, select Settings and if you see NFC (tap+send) in the app list, then your phone has a chip inside it.

To make NFC payments, you will need:

  • A phone with a built-in NFC chip.
  • Your network operator must support NFC payments. 
  • You also need a special secure SIM card from your network operator and a service subscription with your service provider, for example, a credit card issuer (if your phone supports multiple SIM cards, the payment SIM must be in SIM slot 1).

To make an NFC payment with your phone, tap a payment terminal with your phone instead of, for example, inserting a credit card into the payment terminal.