Nokia N97 mini - What is the difference between a destination and access point?

An access point is where your device connects e.g. to a packet data or WLAN network. A destination is a group of one or more access points. When there are more than one access point defined in a destination, the connection is attempted in the order in which the access points are placed in the group. If the connection to the first access point cannot be established, the next access point is tried.